Analisis Determinan Perilaku Keuangan Guru Honorer Sekolah Dasar Di Kecamatan Karang Tengah Kota Tangerang

Wahyudi Wahyudi; Yoko Tristiarto

doi:10.37817/ikraith-humaniora.v6i3.2190

Wahyudi Wahyudi Universitas Pembangunan Nasional Veteran Jakarta
Yoko Tristiarto Universitas Pembangunan Nasional Veteran Jakarta Email : ;

DOI: https://doi.org/10.37817/ikraith-humaniora.v6i3.2190

Keywords: Financial Literacy, Financial Technology, Income, Financial Behavior

Abstract

This study is a quantitative study that aims to determine the effect of financial literacy,
financial technology, and income on financial behavior. The population in this study were honorary
elementary school teachers in the district of Karang Tengah, Tangerang city. Samples were taken
as many as 80 respondents, with non-probability sampling method, purposive sampling. Data was
collected through the distribution of questionnaires. The analytical technique used is the PLS
(Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study
indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial
technology has no influence and is not significant on financial behavior. (3) income has a significant
positive effect on financial behavior.